Around 65% of American adults own homes. Owning a home is a goal that many people work hard to achieve, so it's exciting when you finally purchase one.When you own a home, you have the freedom to use it as you wish. However, you also have some responsibilities as a homeowner. One…

Most homeowners won't ever have to worry about filing a home insurance claim. Each year, only about 5% of those with home insurance put claims in.But if you ever have to file a claim and make home insurance repairs, it's very important for you to know how to go about doing it.…

If a tree were to topple over right outside of your home and land on your roof, would you be able to pay to have it fixed? Or worse, would you be able to afford to replace your home if it was ever burned to the ground by a fire?If you just answered "no"…