Compare Home Insurance Quotes With Top of Insurance
At Top of Insurance, we help you compare home insurance quotes online. Use our home insurance calculator to see how much you could save.
Protect What Matters Most to Your Family
Your home is more than your largest investment. It is also where you build lasting memories with your family. At Top of Insurance, we are committed to helping families get the coverage they need to protect their homes and belongings when life throws a curveball. See what we offer.
Protect yourself from fire damage, liability, theft, and more when choosing one of our comprehensive homeowner’s insurance plans. We will help you choose the right one for you.
Get an Online Quote in Minutes
Need insurance right away? We make it easy to get a quote right away with our online form. Fill out some basic information about your property or the property you are buying, and we will give you quotes on plans that meet your needs. We will help you finalize your plan once you have a quote. Your coverage may begin that day
Condo insurance is designed to cover anything your homeowner’s association won’t. We offer some of the most competitive rates in the industry and can help you get a plan that fits neatly into your budget.
Mobile Home Insurance
Get the coverage you need to repair or replace your mobile home if it is damaged or no longer inhabitable. We will guide you through the entire process and help you get same-day coverage.
Renters insurance protects your personal belongings when you live in a rental so that you can replace them following a fire or other damage. Find a low rate today.
Your mortgage company may require you to purchase flood insurance depending on where you live. We can help you get a plan that meets their requirements.
Top of Insurance Has You Covered
At Top of Insurance, we are here for you when you need us most. We work with all the leading insurance companies to help you shop and compare the best policies for your needs and offer unparalleled support in times of crisis. See why we are a nationwide leader in insurance coverage.
Experienced Insurance Brokers
Our team is highly trained with years of combined experience to ensure that you get the absolute best coverage. We are always here to walk you through your options and to help you modify your coverage as your needs change.
Our plans typically protect you in the event of fire damage, storm damage, vandalism, and other events, so you have the money you need to recover your losses. Each plan is unique, but we will help you choose the best one for you.
Lowest Rates Guaranteed
At Top of Insurance, we are insurance brokers, not insurance providers. This means we work with all the largest companies in the industry to help you compare plans and get the best possible plan at the lowest rate at no additional cost to you.
24/7 Customer Servic
Disaster can strike at any time, but we are here for you when it does. We offer 24/7 support so you can file a claim, ask questions about your policy or get any additional guidance you need. Contact us today or fill out our online form to begin.
What Is Homeowners' Insurance?
Homeowners’ insurance is a type of insurance plan that protects you if your home is damaged or unlivable due to an unforeseen event. If the damage is due to a covered event, you will receive compensation for any repairs, loss of property, and other expenses related to the damage.
What Do Homeowners' Plans Typically Cover?
Homeowners’ insurance plans may cover more than you think, including your dwelling and other structures, loss of use, personal property, medical payments, property loss due to theft, and personal liability. However, they may not cover you in all circumstances, and coverage will vary by your plan. Most homeowners’ insurance plans do not cover flood damage, so you may wish to purchase additional coverage. They also do not cover termite damage.
Additional Benefits of Home Insurance
Homeowners’ insurance offers many benefits and can protect you from personal liability if someone is injured on your property and attempts to sue you. This can include slips and falls, dog bites, and other serious injuries and can protect you from losing your home if you are sued. In addition, most mortgage companies require you to have homeowners’ insurance, so it is essential to maintain a proper plan.
How Much Coverage Do I Need?
Your coverage needs will depend on the value of your home, the mortgage company’s requirements, and other factors. If you own a single-family home, it is a good idea to purchase a plan that offers coverage for the full value of the home or the entire cost of rebuilding your home. The value of your home may change, which is why you will want to review your coverage regularly. Most plans also offer a minimum of $100,000 in liability protection, but you may wish to purchase more for your peace of mind.
At Top of Insurance, we are committed to protecting your family, financial goals, and dreams. When you partner with an insurance company that cares, you know you always have someone to turn to when life gets difficult. Our team is always here to offer you guidance and support so you can get peace of mind.